How to Afford a St. Nicholas Education

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St. Nicholas School values diversity in its school population.

There are many ways to fund a St. Nicholas education.  Where there is a need we encourage families to confidentially apply for a need-based financial assistance award, which can be supplemented with loans or a combination of payment plans.

All decisions relative to financial assistance are made independent of the admission process and will not impact in any way a child’s possibility for admission. 

We are happy to work closely with families as they navigate tuition payments and need-based financial assistance applications. Each family is unique, and we are here to help you determine the best plan for you. We look forward to serving your family. 

Need Help?
Contact Jeff Denton or Sally Williams
Business Office

Financial Assistance

The Financial Assistance process is available all year. If applying, please contact the St. Nicholas School Business Office to let us know. The Financial Assistance Application is to be completed online. If you have questions, contact  Jeff Denton or  Sally Williams by email or by calling 423-899-1999. The first round deadline is Thursday, February 16, 2023.  If you missed the deadline to apply for the first round of financial assistance, we encourage current and prospective families to still apply. 

St. Nicholas subscribes to the principles and services of School and Student Service for Financial Aid (SSS), which provides a financial analysis based on the confidential statement of need as noted on the Parents’ Financial Statement (PFS).  SSS reports provide a point of departure for St. Nicholas in determining all final decisions on financial aid amounts.

Financial Aid Overview

St. Nicholas School provides financial aid to families on the basis of documented financial need.  The school uses the services of the School and Student Services for Financial Aid (SSS), as a part of the school’s determination of a family’s level of need.  

Please be assured that both the application and allocation process is done with strict regard for confidentiality.  Also, the admission process is conducted without consideration of financial need. 

If you are applying through SSS at another school, you may request that the SSS determinations also be sent to St. Nicholas. The St. Nicholas School code is 6853.

Application Steps

The fee for submitting online is $55.

If you apply for financial aid, it is critical that you:
1. Complete your PFS (Parent’s Financial Statement) online at 
2.   The application fee is $55.
3. If someone other than the parent is financially responsible for the student, that person should complete a PFS and explain his/her relationship to the student. You may wish to include a letter explaining unusual circumstances. In case of separated, never married, or divorced parents, the custodial and non-custodial parents, as well as the present spouse, should each complete the PFS and upload all supporting documents to SSS. The school may request additional information regarding non-custodial parents.
4. Financial Aid grants are need-based and not to be repaid. Applications must be submitted annually. 
5. Upload all supporting documents including:
    a. 2022 tax forms, W-2’s, 1099’s

The Financial Aid Committee meets in March to allocate Financial Aid.  You will receive information regarding your application for financial aid during the month of March 2023.  Formal contracts and financial assistance grants cannot be issued until all requested information is received.  

Non-Discriminatory Policy 

St. Nicholas School admits students of any race, color, gender, national and ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, gender, national and ethnic origin in administration of its educational policies, admission policies, scholarship and loan programs, and athletic and other school-administered programs. 

ST NICHOLAS SCHOOL 7525 Min Tom Drive | Chattanooga, Tennessee 37421 | ph: (423).899.1999 | fax: (423).899.0109 | [email protected]

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Financial Assistance

We are currently accepting applications for the 2023-2024 school year.

If you missed the deadline to apply for the first round of financial assistance, we encourage current and prospective families to still apply.